Loans / Trade finance
- Credit extension rate/ mortgage is up to 85% of the car lot
- The preferential interest rate is only from 5% / year (*)
- Disbursement before the batch documents are available
- Simple and fast-processed procedure
(*) Interest rate policy is applied from time to time
- Target customers: dealers, distributing cars
- Loan term: maximum 12 months
- Vehicle types and car manufacturers sponsored by OceanBank:
Vehicle type: all types of 100% new cars assembled by car manufacturers in Vietnam or imported complete units and distributed in Vietnam (excluding tank cars).
Car company: car manufacturers with brand origin from Europe, America, Japan, Korea, China, Taiwan and Vietnam and other brands.
According to regulations of OceanBank from time to time