Loans / Trade finance
This financial service is to meet unexpected demands for capital beyond plans of customers who have deposits at OceanBank, helping them self-control their unexpected demands for capital.
• Simple, convenient loan application procedures, quick disbursement;
• Getting loan up to 100% of the deposit value
• Flexible debt payment method
• Lending purpose: supplement capital for business activities
• Lending currency: VND, USD;
• Maximum lending term: 12 months
• Interest rate: as per regulations of OceanBank from time to time;
• Debt payment method: paying principal, interest on a monthly/quarterly basis as agreed with customers.
• Legal dossier
• Financial and loan application dossier
• Deposit dossier at OceanBank