This financial service is to meet unexpected demands for capital beyond plans of customers who have deposits at OceanBank, helping them self-control their unexpected demands for capital.

•  Simple, convenient loan application procedures, quick disbursement;

•  Getting loan up to 100% of the deposit value

•  Flexible debt payment method

•  Lending purpose: supplement capital for business activities

•  Lending currency: VND, USD;

•  Maximum lending term: 12 months

•  Interest rate: as per regulations of OceanBank from time to time;

•  Debt payment method: paying principal, interest on a monthly/quarterly basis as agreed with customers. 

•  Legal dossier

•  Financial and loan application dossier

•  Deposit dossier at OceanBank