Loans / Trade finance
• High loan amount
• Low interest rate and transaction fee
• Simple procedures
• Lending currency: Vietnam dong (VND) and United States dollar (USD).
• Lending term: up to the mature time of valuable papers, but not exceeding 12 months. For specific cases, the lending term is determined based on loan purposes, type and nature of valuable papers.
• Lending interest rate: in accordance with lending interest rate policy of OceanBank from time to time.
• Lending amount: up to 90% of total valuable paper value
• Lending method: as per time or credit limit.
• Debt payment method: interest paid on a monthly basis based on actual outstanding debt, principal paid on a monthly, quarterly basis or at loan closing time.
• Legal dossier of enterprises
• Financial dossier
• Loan application dossier
• Valuable paper dossier