Call Center: 1800 58 88 15
Email: support@oceanbank.vn
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Interest rate information for personal and business.
- Personal
- Business
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Time Deposit
Valid from 24/09/2024
TERMS INTEREST RATE VND USD At counter Online Demand deposit 0.50 0.50 0.00 1 week 0.50 0.50 0.00 2 weeks 0.50 0.50 0.00 3 weeks 0.50 0.50 0.00 01 month 4.00 4.10 0.00 02 months 4.00 4.10 0.00 03 months 4.30 4.40 0.00 04 months 4.30 4.40 0.00 05 months 4.30 4.40 0.00 06 months 5.30 5.40 0.00 07 months 5.30 5.40 0.00 08 months 5.30 5.40 0.00 09 months 5.40 5.50 0.00 10 months 5.40 5.50 0.00 11 months 5.40 5.50 0.00 12 months 5.70 5.80 0.00 13 months 5.70 5.80 0.00 15 months 5.80 5.80 0.00 18 months 6.10 6.10 0.00 24 months 6.10 6.10 0.00 36 months 6.10 6.10 0.00 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Interest rates for personal term savings with flexible withdrawals
Valid from 24/09/2024
Actual Deposit term Interest rate (% per annum) From 180 to 209 days 5.30 From 360 to 389 days 5.70 Note:
- In regard to premature withdrawals of principal amount: Apply the lowest interest rate for demand deposits at the time of withdrawal;
- In regard to the remaining principal amount: Apply the current interest rate of the savings.
Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Interest Rate deposit term for individual customer
Interest Rate deposit term for individual customer
Valid from 24/09/2024
ACTUAL DEPOSIT TERM INTEREST RATE VND (% per annum) INTEREST RATE USD (% per annum) < 30 days 0.50 0.00 From 30 to 59 days 4.00 0.00 From 60 to 89 days 4.00 0.00 From 90 to 119 days 4.30 0.00 From 120 to 149 days 4.30 0.00 From 150 to 179 days 4.30 0.00 From 180 to 209 days 5.30 0.00 From 210 to 239 days 5.30 0.00 From 240 to 269 days 5.30 0.00 From 270 to 299 days 5.40 0.00 From 300 to 329 days 5.40 0.00 From 330 to 359 days 5.40 0.00 From 360 to 389 days 5.70 0.00 From 390 to 449 days 5.70 0.00 From 450 to 539 days 5.80 0.00 From 540 to 719 days 6.10 0.00 From 720 to 899 days 6.10 0.00 From 900 to 1079 days 6.10 0.00 From 1080 to 1259 days 6.10 0.00 From 1260 to 1439 days 6.10 0.00 From 1440 to 1619 days 6.10 0.00 1620 days and above 6.10 0.00 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Heo dat 4.0
Valid from 24/09/2024
ACTUAL DEPOSIT TERM Deposit term 3 months 6 months 9 months 1 year 2 years 3 years 4 years 5 years < 1 month 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50 01 month 4.10 4.10 4.10 4.10 4.10 4.10 4.10 4.10 02 months 4.10 4.10 4.10 4.10 4.10 4.10 4.10 4.10 03 months 4.40 4.40 4.40 4.40 4.40 4.40 4.40 4.40 04 months - 4.40 4.40 4.40 4.40 4.40 4.40 4.40 05 months - 4.40 4.40 4.40 4.40 4.40 4.40 4.40 06 months - 5.40 5.40 5.40 5.40 5.40 5.40 5.40 07 months - - 5.40 5.40 5.40 5.40 5.40 5.40 08 months - - 5.40 5.40 5.40 5.40 5.40 5.40 09 months - - 5.50 5.50 5.50 5.50 5.50 5.50 10 months - - - 5.50 5.50 5.50 5.50 5.50 11 months - - - 5.50 5.50 5.50 5.50 5.50 12 months - - - 5.80 5.80 5.80 5.80 5.80 13 months - - - - 5.80 5.80 5.80 5.80 15 months - - - - 5.80 5.80 5.80 5.80 18 months - - - - 6.10 6.10 6.10 6.10 24 months to under 36 months - - - - 6.10 6.10 6.10 6.10 36 months and above - - - - - 6.10 6.10 6.10 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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SmartSavings
Valid from 24/09/2024
ACTUAL DEPOSIT TERM INTEREST RATE VND (% per annum) From 30 to 59 days 4.00 From 60 to 89 days 4.00 From 90 to 119 days 4.30 From 120 to 149 days 4.30 From 150 to 179 days 4.30 From 180 to 209 days 5.30 From 210 to 239 days 5.30 From 240 to 269 days 5.30 From 270 to 299 days 5.40 From 300 to 329 days 5.40 From 330 to 359 days 5.40 From 360 to 389 days 5.70 From 390 to 449 days 5.70 From 450 to 539 days 5.80 From 540 to 719 days 6.10 From 720 to 899 days 6.10 From 900 to 1079 days 6.10 From 1080 to 1259 days 6.10 From 1260 to 1439 days 6.10 From 1440 to 1619 days 6.10 1620 days or above 6.10 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Super – Flexible Savings
Valid from 24/09/2024
Unit:%/year
Term Term Deposit 3 months 6 months 9 months
1 year 2 years 3 years 4 years 5 years Under 1 month 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50 01 month 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 02 months 4.00 4.00 4.00 4.00 4.00 4.00 4.00 4.00 03 months 4.30 4.30 4.30 4.30 4.30 4.30 4.30 4.30 04 months - 4.30 4.30 4.30 4.30 4.30 4.30 4.30 05 months - 4.30 4.30 4.30 4.30 4.30 4.30 4.30 06 months - 5.30 5.30 5.30 5.30 5.30 5.30 5.30 07 months - - 5.30 5.30 5.30 5.30 5.30 5.30 08 months - - 5.30 5.30 5.30 5.30 5.30 5.30 09 months - - 5.40 5.40 5.40 5.40 5.40 5.40 10 months - - - 5.40 5.40 5.40 5.40 5.40 11 months - - - 5.40 5.40 5.40 5.40 5.40 12 months - - - 5.70 5.70 5.70 5.70 5.70 13 months - - - - 5.70 5.70 5.70 5.70 15 months - - - - 5.80 5.80 5.80 5.80 18 months - - - - 6.10 6.10 6.10 6.10 24 months - under 36 months - - - - 6.10 6.10 6.10 6.10 36 months toward - - - - - 6.10 6.10 6.10 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Monthly Interest Payment
Valid from 24/09/2024
Terms VND usd At counter Online 02 months 3.99% 4.09% 0% 03 months 4.28% 4.38% 0% 04 months 4.27% 4.37% 0% 05 months 4.26% 4.36% 0% 06 months 5.24% 5.34% 0% 07 months 5.23% 5.32% 0% 08 months 5.21% 5.31% 0% 09 months 5.30% 5.40% 0% 10 months 5.29% 5.38% 0% 11 months 5.28% 5.37% 0% 12 months 5.55% 5.65% 0% 18 months 5.85% 5.85% 0% 24 months 5.76% 5.76% 0% 36 months 5.61% 5.61% Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Interest Upfront Term Deposit
Valid from 24/09/2024
Term VND USD 01 month 3.84% 0.00% 02 months 3.84% 0.00% 03 months 4.12% 0.00% 04 months 4.12% 0.00% 05 months 4.12% 0.00% 06 months 5.03% 0.00% 07 months 5.03% 0.00% 08 months 5.03% 0.00% 09 months 5.12% 0.00% 10 months 5.12% 0.00% 11 months 5.12% 0.00% 12 months 5.39% 0.00% 13 months 5.39% 0.00% 15 months 5.48% 0.00% 18 months 5.74% 0.00% 24 months 5.74% 0.00% 36 months 5.74% 0.00%
Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details. -
Quarterly Interest Payment
Valid from 24/09/2024
Term VND USD At counter Online 12 months 5.58% 5.67% 0% 18 months 5.87% 5.87% 0% 24 months 5.79% 5.79% 0% 36 months 5.64% 5.64% Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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For customers borrowing capital under the Loan Program for MB Group Senior Officers (MB GROUP - C-LEVEL).
Applicable from 18/11/2024
Subject: For customers borrowing capital under the Loan Program for MB Group Senior Officers (MB GROUP - C-LEVEL).
Reference interest rate: 4.9%/year
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VISA CARD
No.
Credit Card
Interest Rate
Currency
Applied
1
VISA Credit Card
22% per annum
VND
From 27/12/2022
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Personal loan base interest rate
Personal loan base interest rate
Valid from 17/01/2025
Loan term
Loan base interest rate
(% per annum)Loan term ≤ 06 months
5,7
06 months < Loan term ≤ 12 months
6,3
Loan term > 12 months
7,4
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Interest rate applicable for current account of credit institution and foreign bank branch
Biểu lãi suất tiền gửi thanh toán cho Tổ chức tín dụng và Chi nhánh Ngân hàng nước ngoài
Valid from 24/10/2022
No.
Currency
Interest rates (%/year)
1
VND
0,2
2
USD
0
3
CAD
0
4
AUD
0
5
EUR
0
6
GBP
0
7
JPY
0
8
SGD
0
9
AED
0
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Biểu lãi suất tiền gửi thanh toán cho tổ chức kinh tế
STT
Loại ngoại tệ
Lãi suất (%/năm)
1
CAD
0
2
AUD
0
3
EUR
0
4
GBP
0
5
JPY
0
6
SGD
0
7
AED
0
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Interest rates for deposits of Businesses
Interest rates for deposits of Businesses
(Excluding Credit Institutions and Branches of Foreign Banks)
Valid from 22/03/2024
TERM Interest rates (%p.a.) VND USD Interest Received At Maturity Interest Received In Advance Interest Received Monthly Interest Received Quarterly Demand Deposit 0.20 0 Over Night 0.20 0 1 week 0.20 0 2 weeks 0.20 0 3 weeks 0.20 0 01 month 1.60 1.57 0 02 months 1.60 1.57 1.59 0 03 months 1.90 1.86 1.89 0 04 months 1.90 1.86 1.89 0 05 months 1.90 1.86 1.89 0 06 months 2.90 2.81 2.88 0 07 months 2.90 2.81 2.88 0 08 months 2.90 2.81 2.87 0 09 months 2.90 2.81 2.87 0 10 months 2.90 2.81 2.86 0 11 months 2.90 2.81 2.86 0 12 months 4.20 4.03 4.12 4.13 0 24 months 4.20 4.03 4.03 4.05 0 -
Businesses base interest rate
Businesses base interest rate
Valid from 24/09/2024
VND
Loan term
Loan base interest rate
(% per annum)Loan term ≤ 06 months
5,3
06 months < Loan term ≤ 12 months
5,7
Loan term > 12 months
5,7
USD
Loan term
Loan base interest rate
(% per annum)Loan term ≤ 06 months
0
06 months < Loan term ≤ 12 months
0
Loan term > 12 months
0