Call Center: 1800 58 88 15
Email: support@oceanbank.vn
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Interest rate information for personal and business.
- Personal
- Business
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Time Deposit
Valid from 15/01/2021
TERMS INTEREST RATE VND USD At counter Online Demand deposit 0.20 0.20 0 1 week 0.20 0.20 0 2 weeks 0.20 0.20 0 3 weeks 0.20 0.20 0 01 month 3.50 3.50 0 02 months 3.50 3.50 0 03 months 3.60 3.60 0 04 months 3.60 3.60 0 05 months 3.60 3.60 0 06 months 5.30 5.45 0 07 months 5.30 5.45 0 08 months 5.40 5.55 0 09 months 5.40 5.55 0 10 months 5.50 5.65 0 11 months 5.80 5.95 0 12 months 6.30 6.45 0 13 months 6.30 6.30 0 15 months 6.45 6.45 0 18 months 6.80 6.80 0 24 months 6.80 6.80 0 36 months 6.80 6.80 0 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Interest Rate deposit term for individual customer
Interest Rate deposit term for individual customer
Valid from 15/01/2021
ACTUAL DEPOSIT TERM INTEREST RATE VNĐ (% per annum) < 30 days 0.20 From 30 to 59 days 3.50 From 60 to 89 days 3.50 From 90 to 119 days 3.60 From 120 to 149 days 3.60 From 150 to 179 days 3.60 From 180 to 209 days 5.30 From 210 to 239 days 5.30 From 240 to 269 days 5.40 From 270 to 299 days 5.40 From 300 to 329 days 5.50 From 330 to 359 days 5.80 From 360 to 389 days 6.30 From 390 to 449 days 6.30 From 450 to 539 days 6.45 From 540 to 719 days 6.80 From 720 to 899 days 6.80 From 900 to 1079 days 6.80 From 1080 to 1259 days 6.80 From 1260 to 1439 days 6.80 From 1440 to 1619 days 6.80 1620 days and above 6.80 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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SmartSavings
Valid from 15/01/2021
ACTUAL DEPOSIT TERM INTEREST RATE VNĐ (% per annum) From 30 to 59 days 3.50 From 60 to 89 days 3.50 From 90 to 119 days 3.60 From 120 to 149 days 3.60 From 150 to 179 days 3.60 From 180 to 209 days 5.30 From 210 to 239 days 5.30 From 240 to 269 days 5.40 From 270 to 299 days 5.40 From 300 to 329 days 5.50 From 330 to 359 days 5.80 From 360 to 389 days 6.30 From 390 to 449 days 6.30 From 450 to 539 days 6.45 From 540 to 719 days 6.80 From 720 to 899 days 6.80 From 900 to 1079 days 6.80 From 1080 to 1259 days 6.80 From 1260 to 1439 days 6.80 From 1440 to 1619 days 6.80 1620 days or above 6.80 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Heo dat 4.0
Valid from 02/11/2020
ACTUAL DEPOSIT TERM Deposit term 3 months 6 months 9 months 1 year 2 years 3 years 4 years 5 years < 1 month 0.20 0.20 0.20 0.20 0.20 0.20 0.20 0.20 01 month 3.50 3.50 3.50 3.50 3.50 3.50 3.50 3.50 02 months 3.50 3.50 3.50 3.50 3.50 3.50 3.50 3.50 03 months 3.60 3.60 3.60 3.60 3.60 3.60 3.60 3.60 04 months - 3.60 3.60 3.60 3.60 3.60 3.60 3.60 05 months - 3.60 3.60 3.60 3.60 3.60 3.60 3.60 06 months - 5.45 5.45 5.45 5.45 5.45 5.45 5.45 07 months - - 5.45 5.45 5.45 5.45 5.45 5.45 08 months - - 5.55 5.55 5.55 5.55 5.55 5.55 09 months - - 5.55 5.55 5.55 5.55 5.55 5.55 10 months - - - 5.65 5.65 5.65 5.65 5.65 11 months - - - 5.95 5.95 5.95 5.95 5.95 12 months - - - 6.45 6.45 6.45 6.45 6.45 13 months - - - - 6.30 6.30 6.30 6.30 15 months - - - - 6.45 6.45 6.45 6.45 18 months - - - - 6.80 6.80 6.80 6.80 24 months to under 36 months - - - - 6.80 6.80 6.80 6.80 36 months and above - - - - - 6.80 6.80 6.80 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Super – Flexible Savings
Valid from 02/11/2020
Unit:%/year
Term Term Deposit 3 months 6 months 9 months
1 year 2 years 3 years 4 years 5 years Under 1 month 0.20 0.20 0.20 0.20 0.20 0.20 0.20 0.20 01 month 3.50 3.50 3.50 3.50 3.50 3.50 3.50 3.50 02 months 3.50 3.50 3.50 3.50 3.50 3.50 3.50 3.50 03 months 3.60 3.60 3.60 3.60 3.60 3.60 3.60 3.60 04 months - 3.60 3.60 3.60 3.60 3.60 3.60 3.60 05 months - 3.60 3.60 3.60 3.60 3.60 3.60 3.60 06 months - 5.30 5.30 5.30 5.30 5.30 5.30 5.30 07 months - - 5.30 5.30 5.30 5.30 5.30 5.30 08 months - - 5.40 5.40 5.40 5.40 5.40 5.40 09 months - - 5.40 5.40 5.40 5.40 5.40 5.40 10 months - - - 5.50 5.50 5.50 5.50 5.50 11 months - - - 5.80 5.80 5.80 5.80 5.80 12 months - - - 6.30 6.30 6.30 6.30 6.30 13 months - - - - 6.30 6.30 6.30 6.30 15 months - - - - 6.45 6.45 6.45 6.45 18 months - - - - 6.80 6.80 6.80 6.80 24 months - under 36 months - - - - 6.80 6.80 6.80 6.80 36 months toward - - - - - 6.80 6.80 6.80 Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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VISA CARD
No.
Credit Card
Interest Rate
Currency
Applied
1
VISA Credit Card
18% per annum
VND
From 27/06/2017
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Interest Upfront Term Deposit
Valid from 15/01/2021
Term VND USD 01 month 3.38% 0% 02 months 3.38% 0% 03 months 3.47% 0% 04 months 3.47% 0% 05 months 3.47% 0% 06 months 5.03% 0% 07 months 5.03% 0% 08 months 5.12% 0% 09 months 5.12% 0% 10 months 5.21% 0% 11 months 5.48% 0% 12 months 5.92% 0% 13 months 5.92% 0% 15 months 6.05% 0% 18 months 6.36% 0% 24 months 6.36% 0% 36 months 6.36% 0%
Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details. -
Monthly Interest Payment
Valid from 15/01/2021
Terms VND usd At counter Online 02 months 3.49% 3.49% 0% 03 months 3.58% 3.58% 0% 04 months 3.58% 3.58% 0% 05 months 3.57% 3.57% 0% 06 months 5.24% 5.38% 0% 07 months 5.23% 5.37% 0% 08 months 5.31% 5.46% 0% 09 months 5.30% 5.44% 0% 10 months 5.38% 5.53% 0% 11 months 5.66% 5.80% 0% 12 months 6.12% 6.26% 0% 18 months 6.49% 6.49% 0% 24 months 6.39% 6.39% 0% 36 months 6.20% 6.20% Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Quarterly Interest Payment
Valid from 15/01/2021
Term VND usd At counter Online 12 months 6.15% 6.29% 0% 18 months 6.52% 6.25% 0% 24 months 6.42% 6.42% 0% 36 months 6.23% 6.23% Note: Interest rates listed maximum. Please contact our Branches/Transaction Offices for further details.
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Interest rates for deposits of Businesses
Interest rates for deposits of Businesses
(Excluding Credit Institutions and Branches of Foreign Banks)
Valid from 27/02/2021
TERM Interest rates (%p.a.) VND USD Interest Received At Maturity Interest Received In Advance Interest Received Monthly Interest Received Quarterly Demand Deposit 0.10 0 Over Night 0.10 0 1 week 0.15 0 2 weeks 0.15 0 3 weeks 0.15 0 01 month 2.80 2.72 0 02 months 2.80 2.72 2.79 0 03 months 3.00 2.91 2.99 0 04 months 3.00 2.91 2.98 0 05 months 3.00 2.91 2.98 0 06 months 3.00 2.91 2.98 0 07 months 3.50 3.38 3.47 0 08 months 3.50 3.38 3.46 0 09 months 3.60 3.47 3.55 0 10 months 3.60 3.47 3.55 0 11 months 3.60 3.47 3.54 0 12 months 4.60 4.39 4.50 4.52 0 24 months 4.60 4.39 4.40 4.42 0