“Quenching for capital thirst” from only 7.5% annum for real estate loan

In order to support customers to access reasonable capital for housing needs, OceanBank has launched a preferential interest rates program for customers who loan for real estate in project cooperation with OceanBank.

The preferential interest rates as follows(*):


Time to apply preferential interest rate

Loan interest rates from only


Fixed preferential interest rate for the first 12 months of disbursement



Fixed preferential interest rate for the first 18 months of disbursement

7,9%/ year


Fixed preferential interest rate for the first 24 months of disbursement

8,5%/ year

-       Features:

+ Loan currency: VND.

+ No property evaluation fees

+ Insurance is not required

+ maximum 24- month grace period

+ Preferential interest rates applied depend on cooperation projects with OceanBank

+ Program application period: From April 4th to December 31st, 2022 or until further notice from OceanBank.

 (*)T&Cs according to regulations of OceanBank

OceanBank hopes that the preferential interest rates program will help customers who aim to buy housing can easily access capital to settle down soon.

For program details, please contact 24/7 Customer Care Center: 1800 58 88 15 (FOC) or visit OceanBank branches/transaction offices nationwide.

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