OceanBank launches time deposit with flexible withdrawal

In order to serve the diverse needs of customers, from September 21, 2022, OceanBank has provided time deposit with flexible withdrawal that has many outstanding advantages.

Time deposit with flexible withdrawal is a type of deposit for individual customers including foreign customers; Vietnamese people, residents and non-residents. When depositing, Customer will sign a deposit agreement with relevant terms and conditions with OceanBank.

Advantages of Time deposit with flexible withdrawal product:

  • Customers can withdraw part of the deposit before maturity, the remaining deposit is kept at the same interest rate.
  • Competitive interest rates
  • Be mortgaged to borrow capital with preferential interest rate.
  • Deposit method: at OceanBank's transaction counter.
  • Customer sends and receives deposit payment through customer's own payment account opened at OceanBank.
  • Unlimited number of joint depositors.
  • Minimum deposit amount: 500,000 VND
  • Sending period: from 180 days to 209 days, from 360 days to 389 days.
  • Applicable interest rate: According to regulations of OceanBank.
  • Interest payment method: Paying interest at the end of the period, once on the maturity date. In case of withdrawing part of the deposit before the maturity date, the interest of the early withdrawal will be paid at the time requested by the Customer.
  • Apply non-term interest rate for the early withdrawal/premature settlement, the remaining deposit is applied interest rate for the initial deposit.

For detailed information, please contact Customer Care Center 24/7: 1800 58 88 15 (free calls) or visit OceanBank branches/transaction offices nationwide.

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