Introduction

Consumer loan for individuals consumption purposes such as house renovation, purchase of household items/ furniture/car accessories .etc with guaranteed assets.

Product
Benifits

Product
Features

•  Loan term is up to 10 years
•  Objects:

-  Individuals who have stable income and consumption purposes

-  Individuals from 18 years old when the loans start and no more than 60 years old when the loans expire

Procedure &
Form

•  Application for Loan: form of the Bank

•  Legal reports: Identity Card/ Passport/Military ID, Family Register, KT3/Temporary Residence Certificate

•  Labor Contract/ Recruitment Decision/ Appointment Decision

•  Payroll, bonus/ proof of salary payment in 3 recent months (certified by the company/ bank)

•  Documents evidencing customer's marital status

•  Loan plan profile

•  Other documents evidencing income: certificate for ownership of house/ land, car, saving books, other valuable papers, etc. (if any);