Savings

Introduction
Product
Benifits
• Accumulated depositing that is appropriate for customers' accumulating ability
• Borrowing from OceanBank to purchase houses with many attractive incentives
• Mortgaging or transitting savings account when needed
Product
Features
• Type of currency: VND, USD
• Initial deposit amount minimum: 100.000 VND/5USD
• Minimum amount of following deposits: 200.000 VND/10USD and maximum of 50.000.000 VND/25.000 USD
• Terms: from 01 to 05-year
• Depositing term: 01-month
• Term-end interest payment when savings book is paid.
Procedure &
Form
Customers present valid Indentity Card/ Passport
Product
Promotion
Customers will receive attractive incentives if they meet the requirements for borrowing loans to purchase houses in OceanBank.
• Loan level: maximum of 200% savings account value
• Preferential interest rates: being equal to interest rates of 13-month savings with term- end interest payment as periodically announced by Ocean bank plus 3% in amplitude during time of lending.
• Incentives for purchasing prices: reduce a maximum of 10% of value of the house that customer purchase as accounced by Oceanbank in each period.
• Simple filing with fast review.