•  Costumers may use their saving books issued by OceanBank as security for loan

•  Simple and fast procedure

•  Speedy approval and disbursement

•  Objects: Individual customers who own saving books issued by OceanBank

•  Conditions for mortgaged saving books:

-  Mortgaged saving books must be issued by OceanBank

-  Mortgaged saving books must be legally owned by the mortgagor without any ownership disputes, not blocked or restricted from ownership

-  Mortgaged saving books are not due

•  Loan currency: VND

•  Loan limit: up to 95% of mortgage saving books value

•  Loan terms:

-  With respect to saving books of foreign currency, accumulated saving books: loans up to 12 months

-  With respect to saving books of the same type and automatically renewed: loans up to the longest remaining term started from the mortgage date

•  Application for Loan: form of the Bank

•  Identity Card/ Passport/ equivalent papers of customers

•  Saving books to be mortgaged